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406.565.4095

Minibus Insurance

We all know how important it is to have a vehicle covered by insurance, but if you're using a minibus to transport people, standard coverage may not be adequate in the event of an at-fault collision.

This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won't be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.

Minibus Insurance Features

There are three major forms of minibus insurance:

  • Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
  • Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
  • Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.

As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a Pioneer Insurance Agency, Inc. agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.

Our Location

Pioneer Insurance Agency, Inc.

1618 Front Street
Fort Benton, MT 59442
Main office: 406-565-4095
Fax: 406-622-5001

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Closed Noon - 1:00pm for Lunch

Our Providers

Testimonials

Pioneer Insurance Agency has handled my home, auto and life insurance for the past 5+ years. The personnel at Pioneer has always taken care of my questions promptly and with professionalism. They recently addressed a hail damage claim; they seem to have the old school mentality of putting the customer needs first and taking time to be sure everything is right. It is nice to know if I ever need help my agent will be there for me.
- Erich Wellman
Great service! Kevin and his staff have always went above and beyond in the 3+ I have been purchasing insurance through Pioneer Insurance Agency. Every year my rates are checked against other insurance carriers to ensure I'm getting the best deal and Kevin has always been available for questions - even after hours and on weekends!
- Kassie Lybeck